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The other day I was surfing around and reading as usual. Found a great article about credit and I couldn’t believe the source: The FTC! Then I closed Safari and was on the phone for a but and went back to FTC.gov and it took me an hour to find. The Federal Trade Commission is [...]

Credit will always be important. Your credit score is central as a reflection of who you are. Ha! In the perfect world of the bankers maybe. Anyway, a solid credit score is important if you have any intentions of borrowing money which includes getting a credit card.
If you are establishing or re-establishing credit the first [...]

Link to Original Article: Credit and Your Consumer Rights
Local Copy: Credit and Your Consumer Rights

f you’re looking for credit, be wary of some “gold” or “platinum” card offers promising to get
you credit cards or improve your credit rating.
While sounding like general-purpose credit cards, some “gold” or “platinum” cards permit you to buy
merchandise only from specialized catalogues. Marketers of these credit cards often promise that by
participating in their credit programs, [...]